Local Offices: Wolverhampton 01902 771411, Birmingham 0121 401 1233 & Leicester 0116 416 1280

At InterChoice we understand that circumstances beyond your control, such as illness, can mean on occasion, customers may have to cancel their holiday. In these unfortunate times the last thing you want adding to your worries is the loss of money paid.

In partnership with Wrightsure Client Travel Insurance underwritten by ERV - InterChoice are able to offer all our customers travelling on one of our holidays a comprehensive insurance policy the details of which are shown below..

2015/16
Premiums are
UK Tours European Ireland, Isle of Man & Channel Islands
1-4 days £15.00 £19.50
5 days £19.50 £26.50
6-8 days £22.50 £28.50

Premiums include Insurance Premium Tax



HOLIDAY TRAVEL INSURANCE

A Special Holiday Travel Insurance Scheme is available for all passengers travelling on our holidays which is arranged with ERV (the UK branch of Europäische Reiseverscherung AG) who are Licensed by the Bundesanstalt fur Finanzdienstleistungsaufsicht (BAFIN – www.bafin.de) and approved by the Financial Conduct Authority (FCA – www.fca.gov.uk) to undertake insurance business in the UK. Should you wish to take advantage of our Holiday Travel Insurance please include the appropriate premium when booking your holiday. Conduct Authority (FCA –
www.fca.gov.uk) to undertake insurance business in the UK. Should you wish to take advantage of our Holiday Travel Insurance please include the appropriate premium when booking your holiday.

DEMANDS AND NEEDS

This insurance policy will suit the Demands and Needs of an individual or group(where applicable) who have no excluded pre-existing medical conditions, are travelling in countries included within the policy terms and who wish to insure themselves against unforeseen events detailed in the cover section below. Subject to the terms, conditions and maximum specified claim limits.

IMPORTANT

We will not provide you with advice about the suitability of this product for your individual needs but will be happy to provide you with factual information.

We summarise below the details of the insurance cover provided which also includes SPECIALTY ASSISTANCE LTD - 24-hour emergency service. The following is a brief summary of the cover available. Full details of Cover, Policy Warranties and Exclusions will be forwarded with your confirmation of booking. In any event you may ask for a specimen copy of the Policy Wording before booking should you wish to examine this in advance.

POLICY EXCESS

Nil Cancellation, Curtailment, Holiday Abandonment and Loss of Deposit excess for holidays up to and including 3-days. For holidays over 3-days Loss of Deposit excess £15 and for Cancellation, Curtailment and Holiday Abandonment £50 each and every incident per Insured Person. Medical and Other Expenses, Personal Property and Personal Money excess £50 each and every incident per Insured Person.

IMPORTANT – HEALTH CONDITIONS APPLYING TO ALL TRAVEL DESTINATIONS

It is a condition that at the time of taking out this Policy you must comply with each of the following: 1. You are not aware of any reason why the trip should be cancelled or cut short (curtailed)
2. You are not receiving or awaiting treatment for an illness or injury as a hospital in-patient (as any claim arising from this injury or treatment will not be covered)
3. You are not travelling
(a) Against the advice of a Medical Practitioner
(b) For the purpose of obtaining medical treatment or
(c) If you have been given a terminal prognosis
4. If you have received medical treatment as a hospital in-patient or out-patient, during the six months prior to the booking of the trip, you must obtain medical advice from a Medical Practitioner at your cost confirming that you will be fit enough to take the trip
5. If you are undergoing medical treatment as a hospital out-patient at the date that the final cost of the trip is due to be paid a “Certificate of Fitness” confirming your ability to travel must be obtained by you at your cost
6. If you are on medication at the time of travel your medical condition is stable / well controlled

YOU ARE NOT COVERED

for anything caused directly or indirectly by you suffering from stress, anxiety or depression unless it has been investigated and diagnosed as such by a Consultant specialising in the relevant field, who must confirm in writing at your cost that you are fit enough to take this trip
You must notify the issuer of this Policy immediately of any of the conditions listed above arising between the date the policy is issued and the time of departure of the trip.

COOLING OFF PERIOD

You should read your policy immediately to ensure it meets with your requirements. If for any reason it does not it must be returned to the issuer of the policy within 14 days of the date of issue or prior to travel which ever is the sooner. Your money will be refunded in full, provided no claims have been made or incident likely to give rise to a claim has arisen. If you cancel your policy after 14 days no refund will be given.

Please note our Holiday Travel Insurance Scheme is only available to United Kingdom Residents.

Interchoice Ltd is an appointed representative of ITC Compliance Limited which is authorised and regulated by the FCA (their registration number is 313486) and which is permitted to advise on and arrange general insurance contracts.